Commercial Insurance
Commercial Auto Insurance
Coverage for the vehicles your business runs on, from a single work truck to a full fleet.
If your business owns vehicles, or your employees drive for work, your personal auto policy almost certainly won't respond to a claim. Commercial auto insurance covers the trucks, vans, and cars that keep your operation moving, along with the drivers behind the wheel.
We work with multiple carriers to insure everything from a contractor's single pickup to delivery and service fleets, and we'll recommend liability and physical damage options aligned with how, where, and how far your vehicles operate.
What Commercial Auto Insurance typically covers
Liability
Helps cover bodily injury and property damage your covered autos cause to others, up to the policy limits.
Physical Damage
Collision and comprehensive coverage to repair or replace your vehicles after an accident, theft, hail, or vandalism.
Hired & Non-Owned Auto
Liability coverage for vehicles your business rents or leases (hired) or that employees use in the course of work but do not own (non-owned).
Uninsured/Underinsured Motorist and Medical Payments/PIP
Options that can help protect your drivers and passengers if they're injured by an at-fault driver who has no or insufficient insurance, or provide limited no-fault medical benefits, depending on state and carrier.
Related coverage
Common questions
Do I need commercial auto if I just use my personal truck for work?
Quite possibly. Personal auto policies often exclude or limit business use, which means a claim while you're working could be denied. If your vehicle is central to your livelihood, commercial auto closes that gap. We'll review how you use it and tell you straight.
Can I cover several vehicles on one policy?
Yes. A fleet policy covers multiple vehicles and drivers under one account, which is simpler to manage and usually more cost-effective than insuring each vehicle separately.
Ready to protect what matters with the right commercial auto coverage?
Tell us what you need covered and we'll compare carriers to find your best fit.