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Straight talk on insurance

Useful, jargon-free answers to the coverage questions Arkansans ask us most.

Arkansas Health Insurance Open Enrollment 2027: Key Dates, What's Changing, and How to Choose a Plan

Arkansas open enrollment for 2027 runs November 1, 2026, to January 15, 2027. Here are the key dates, what's changing, and how to compare plans.

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Life · 5 min read

Life Insurance Through Every Chapter of Your Life

September is Life Insurance Awareness Month. According to the 2025 Insurance Barometer Study by Life Happens and LIMRA, only 51% of American adults report

September 20, 2026

Recreation · 5 min read

What Affects the Cost of Boat Insurance in Arkansas?

If you’ve ever asked an agent “how much will my boat insurance cost?” and gotten a “that depends” in response, you’re not alone. Boat insurance pricing

July 3, 2026

Auto · 6 min read

How Much Car Insurance Do You Really Need in Arkansas?

Arkansas's 25/50/25 minimum keeps you legal, but it may not keep you whole. Here's how to think about auto coverage limits without overpaying.

May 12, 2026

Home · 7 min read

Is Your Arkansas Home Covered for Hail and Tornado Damage?

Wind, hail, and tornadoes are covered by a standard Arkansas homeowners policy, but deductibles, roof terms, and the flood exclusion decide how much you actually recover.

April 3, 2026

Insurance 101 · 5 min read

Why Work With an Independent Insurance Agent?

An independent agent is able to shop dozens of carriers on your behalf and advocate for you at claim time.

March 8, 2026

Home · 5 min read

Prevent Frozen Pipes Before They Burst

When temperatures drop, one of the most common and costly winter disasters is a burst pipe. It’s messy, disruptive, and expensive. However, they are often

December 12, 2025

Health · 4 min read

Health Insurance Open Enrollment 2026: Why Reviewing Your Plan Matters More Than Ever

It is that time of year again! You have most likely already heard friends, coworkers, and even strangers talking about health insurance as Open Enrollment

November 23, 2025

News · 2 min read

Integrity Insurance Named One of the 2025 Best Practices Agencies

We’re excited to share some big news with our clients, partners, and community! Integrity Insurance has been named a 2025 Best Practices Agency.

October 29, 2025

Home · 6 min read

Do College Students Need Renters Insurance?

College is a time of transition and independence. Students leave home, move into dorms or apartments, and start navigating life on their own. It’s exciting.

August 20, 2025

Life · 4 min read

Do I Really Need Life Insurance? Why Life Insurance Awareness Month Matters

September is more than the start of fall. It’s also Life Insurance Awareness Month, a national campaign designed to help people understand why life

August 14, 2025

Home · 3 min read

Understanding Roof Payment Schedules: What Homeowners Need to Know

When it comes to homeowners’ insurance, one of the most important aspects to understand is how roof claims are paid. Roof payment schedules can vary

May 15, 2025

Home · 4 min read

What to Do in the Event of Storm Damage: A Guide for Homeowners

Storms can be unpredictable and devastating. They can leave behind a trail of damage that disrupts your life and your home. Knowing what to do after a

April 30, 2025

Home · 3 min read

How to Save on Your Home Insurance as Rates Rise

With home insurance rates on the rise, many homeowners are looking for ways to lower their premium while still fully protecting their property.

February 13, 2025

Auto · 3 min read

How to Save on Your Auto Insurance as Rates Rise

With rising insurance rates, many drivers are looking for ways to save on their auto insurance. While some factors are outside of your control, there are

January 31, 2025

Home · 5 min read

How to Prevent Frozen Pipes

When temperatures drop below freezing, frozen pipes can become a big problem for homeowners. It’s not just about losing water flow, frozen pipes can cause

January 24, 2025

Home · 4 min read

Essential Tips For Winterizing Your Home

Winterize your home with essential tips to protect against frozen pipes, roof damage, & more. Learn how home insurance provides peace of mind during colder months.

January 3, 2025

Home · 7 min read

5 Rules Every Landlord Should Live By

I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or

March 13, 2024

Insurance 101 · 2 min read

Will My Credit Rating Change My Insurance Rates?

I was recently asked this question by one of our Integrity Insurance Group clients, and thought I would share the answer here for our readers.

February 13, 2024

Auto · 2 min read

Why Do My Auto Insurance Rates Keep Going Up Even Though My Car Keeps Getting Older?

Why do my auto insurance rates keep going up even though my car is getting older? At Integrity Insurance Group, many of our clients ask this question so I

January 13, 2024

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