Personal Insurance
Motorcycle & ATV Insurance
Motorcycle, ATV, UTV, and powersports insurance in Arkansas for street bikes, cruisers, trikes, and off-road rides.
Motorcycle insurance works a lot like auto insurance, with coverage options designed for riders. We insure a wide range of bikes, including street bikes, cruisers, touring bikes, trike conversions, classic bikes, and dirt bikes.
We also work with powersports carriers that cover ATVs, UTVs, and side-by-sides used off-road. Each carrier has its own rules for different vehicle types, so we'll compare options and help you find coverage that fits how and where you ride.
What Motorcycle & ATV Insurance typically covers
Liability
Helps pay for injuries and property damage you're legally responsible for. Motorcycles ridden on Arkansas roads are subject to the state's liability insurance requirements.
Collision and Comprehensive
Helps repair or replace your bike or ATV after an accident, or after theft, vandalism, fire, hail, or contact with an animal. A deductible applies.
Uninsured / Underinsured Motorist
Can help protect you if you're hit by a driver with no insurance or not enough insurance.
Accessories and Gear
Options may cover custom parts, accessories, and riding gear, depending on the carrier and policy.
Related coverage
Common questions
Is motorcycle insurance required in Arkansas?
Yes. Motorcycles operated on public roads in Arkansas are subject to the state's minimum liability insurance requirements, similar to cars.
Do I need insurance for an ATV or UTV I only ride on my property?
It may not be required, but your homeowners policy may provide limited or no coverage for ATVs, especially away from home. A powersports policy can help cover the vehicle and your liability.
Can I bundle my motorcycle with my auto policy?
Many carriers offer multi-policy discounts when you place eligible policies with the same company. We'll compare carriers to find the best fit.
Ready to protect what matters with the right motorcycle & atv coverage?
Tell us what you need covered and we'll compare carriers to find your best fit.